Medicare Supplements

Smallwood and Small solutions leave you health assured. Our dynamic partnerships with Shenandoah Community Health and Highmark of West Virginia deliver you the best coverage at the best price. We help you:

• Find a plan suited to your medical needs, age and income
• Understand healthcare terminology and your coverage limits
• Secure coverage for the costs not covered by Medicare Parts A and B

Be healthy, wealthy and wise about medical care—contact us today.

If you are 65 or older, under 65 with disabilities, or have End-Stage Renal Disease you may qualify for Medicare. Medicare is broken in to three basic parts.

Part A (Hospital Insurance)

• Inpatient care in hospitals
• Hospice care
• Home health care

Part B (Medical Insurance)

• Outpatient care
• Home heath care
• Durable medical equipment
• Many preventive services

Part D (Drug coverage)

Helps cover the costs of prescription drugs.

Whether you’re the child of an aging parent or an active senior, long term care insurance is an essential component of retirement planning. While Medicare and employer-based plans may cover short-term nursing home stays or temporary at-home care, they don’t cover the extended care services that you may need. Protect your finances and your family from the burden of care by exploring your options today.

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You’re caring for mom or dad with courage and compassion, but you’re overwhelmed by the task at hand. Respite care insurance is exclusively designed to restore a caregiver’s emotional and physical well-being. Providing temporary relief from caregiving duties, respite care insurance reduces stress for you and your ailing loved one. While Medicare provides for respite care in the event of a life-threatening illness, it only covers individuals qualifying for hospice benefits.